Yes, finding a killer deal on a pair of Prada’s is great, but the most important aspect of running your resale business (or any business) is changing your money mindset. Trust me on this one, I have learned some hard (and expensive) lessons in the past.


Did I blow $15,000 of my saved money in a year and a half due to bad yet almost unnoticeable spending habits? Absolutely. Was it a hard pill to swallow? THE HARDEST. Did I learn from this? I feel like I got a freaking master’s degree in financial resilience after this! But here’s the good news, you can learn from my mistakes! Consider this a $15,000 lesson…for free!


When I first quit my corporate job, I was ecstatic! I couldn’t believe it. I was finally free to live my life and live out my destiny. What was the first thing I did? Naturally, I celebrated. I went to brunch every day with a different friend. I don't mean the Four Seasons, sometimes it was just a silly bagels and coffee truck. I went on weekly shopping trips to for "necessary" house things (and somehow only managed to buy activewear and beauty stuff), bought a $6 latte almost every day at my favorite coffee shop in LA. Had my fancy LA highlights done, plus my $150 haircuts, and my Brazilian blowout because it was obviously essential.


I traveled to Mexico City a couple times, went to Vegas with friends … you name it, I did it! After all, I had my successful reselling business, and I had saved $30,000 to take the leap! (I will write a separate blog post on how I saved this money, but trust me, you want to read this part first or it will be for nothing lol).


My business was doing great! I had all the free time in the world to go hang out with friends and see people. And then one day I looked at my account…. I was down to about $10,000! WTH? How did this happen? Obviously, something was wrong on the bank’s part, it could not be me! Could it? Want to know a really scary piece of information….


It only takes spending $30 a day to spend $11,000 a year. Read that again.


The Recovery

 Well, turns out I was so accustomed to getting my paycheck every two weeks come rain or shine, that I had never actually learned about money. It was just automatic. I knew what I was getting, I knew what I had to pay, and if I spent what was left over, it was okay because I would get a refill in a few days.


I enlisted the help of my lovely and very financially conservative boyfriend. We went through the account. What I dreaded was true: I spent all the damn money myself. Not a SINGLE bank error. Now, some of the money was actually used towards my business, and that grew in a separate account, but still, for all intents and purposes… I managed to spend about $15,000 in a year and a half on nothing. (I will say I never regret money spent on any kind of trip, so let’s go ahead and discount that).


Naturally, I cried, and then I got super angry, and then I was very disappointed, and then I started getting nervous about money. Would I have to go back to being employed? Had I just sabotaged my opportunity to live life on my terms? My boyfriend helped me build a budget and was incredibly helpful in making me stick to it (sometimes a little too helpful *insert eyeroll emoji). But he did tell me that if I did not change my attitude and relationship towards money, this would keep happening to me for the rest of my life. And that my friends, was scary.


I needed to change the way I saw money. I needed to completely change my systems and way of thinking. I would have to become more organized, more conscious, get over my fear of not having "enough" money but at the same time not being able to save it. I had to get over years of my own patterns and generational issues around money. I was never taught to save as a child. We had very good financial times and really bad times, but saving and investing were never part of the narrative.


After a lot of work, a lot of reading and learning about finances and money management, I feel like I am in a much better place. I got out of the hole, I got my head in order, and a few months later, I started The Global Collective. I don’t think I am perfect, and for sure there is a lot more for me to learn, but I am pretty sure I will never be in that same place again. I won't ever be there again because I know what I am working towards. I choose freedom over anything, whatever the cost. I have a purpose now. Had I not made the mistake, and learned the lessons, The Global Collective Co. might not be.


I found a way to invest in something I love and am extremely passionate about... fashion! I get to buy and sell beautiful pieces for a living. My advice to you is to get your ideas straight now. Learn as much as you can about finances and investing. Figure out your WHY? What are you doing this for?


We are resellers. We invest our money into items that are priced below market and then sell them for a profit... are we not also investors? And as investors, should we not be doing as much as we can to take care of and grow our assets?



I want to share with you the 3 books that have impacted my business and finances the most. These three books helped me dramatically change my ways and take a much better path.


“The second you realize that money can buy you time, instead of stuff, your relationship with money changes” -Tony Robbins



The three books that changed my life


 Rich Dad, Poor Dad by Richard Kiyosaki:


This is by far THE book that has influenced my financial decisions the most. This is a brilliant book that follows the childhood and life of Richard Kiyosaki and the difference between his two dads, his “rich” dad and his “poor” dad. His “poor” dad is a highly educated man who works in education for the government. His “rich” dad is an ambitious entrepreneur who doesn’t have a college degree.


The book is written in very simple terms which makes it easy for everyone to understand. Richard began learning these lessons at the age of 9, so the book is written and explained the way his dad explained things to him at that age.


One of the most important principles I learned from this book was “Make your money work for you”. Our whole lives we have been told we need to work hard to make money. It was such a shocking concept that there were people out there making money work for them! He also says that every single dollar you earn should be like an employee, working hard to make you more money.


This kind of comes full circle with what I was telling you guys about as far as cost of goods. The money you spend on product to sell is not gone. It is invested. It is your money going out and making you more money. Yes, we need to be smart, but if you limit your cost of goods, you are also, unwillingly, limiting your potential profit. Your money wants to go make you a lot of more money and you are holding it back.


Most people fail to realize that in life, it’s not how much money you make, it’s how much money you keep. -Richard Kiyosaki


Once you make that killer profit off of the high priced item you invested in.... is it time to go spend it on the shoes you have been dreaming of? NO! It's time to put those new dollars to work! (Granted, this is THE hardest part for me, but I know my WHY).


I don’t want to give away the whole book (although it would be really hard since it is JAM PACKED with important lessons.


If you are ready to take your business to the next level and get to financial freedom… this is a must read. Click the link to get your copy!



Rich Dad, Poor Dad by Richard Kiyosaki 



 The 4 Hour Workweek by Tim Ferris


Tim Ferris is the KING of work smarter not harder. He actually takes it to the point of “working hard or hardly working?”. This was one of the most inspiring books when I was considering leaving the corporate world. This book is about getting the most through the path of least resistance.


It doesn’t hurt that he is hilarious! If you are currently a part time seller or someone dreaming of leaving the 9-5 life and becoming self-employed, this book will push you over the edge. He goes through the many accomplishments in his life, all of which he achieved through genius life hacks. For example, he won the gold medal at the Chinese Kickboxing National Championships. Was he the best fighter? Absolutely not, he barely had any experience. How did he win? By reading the rules and using them to his favor. This is one of my favorite stories in the book.



The title of the book was inspired by the actual number of hours he worked for his widely successful supplement company. This book is very educational, highly entertaining and easy to read. If you have been daydreaming of starting that business… you NEED to read this.



 The 4-Hour Workweek by Timothy Ferriss



Outliers by Malcolm Gladwell 
This takes me to my next fave, I shared a quote from this book recently. It said "Success follows an predictable course. It is not the brightest who succeed... Outliers are those who have been given opportunities- who have had the strength and presence of mind to seize them" - Malcolm Gladwell Outliers


This goes along perfect with the theories from the 4 Hour Workweek. He did not win that Kickboxing title because he was the best and he trained the hardest, he won by studying the rules. Finding the hidden opportunities. 


This book goes into great detail of how some of us are given unique opportunities that give us an advantage over everyone else, including people that might be smarter or more qualified etc. It is the fact that you can recognize and use the special opportunities to your advantage that makes someone successful.


Outliers by Malcolm Gladwell

Atomic Habits: Tiny Changes, Remarkable Results by James Clear


This book is not directly related to money, but I think everything kind of goes hand in hand. It is impossible to build great new habits on top of old ones. This book is a life saver. It goes through a full process of (A. showing you why you do the things you do (B. why you never get the results you want (C. Scientific research about how to effectively break our habits and create new ones D. How to develop and maintain new healthy ones.

Again, this is an easy read but I am a sucker for scientific facts! Someone can tell you exactly what to do to get good results, but until you understand the mechanics, the science behind these actions, they will never stick! There are a few little life hacks that will help improve your day to day. His whole theory is around the idea of compounding good habits. If you just improve 1% in a few areas, the compounding effects of that 1% have the power to completely change your life in a year. If you are the kind of person that is super creative, has great ideas, but has a hard time sticking to systems and organization… this is your chance to change that.



Atomic Habits by James Clear


I hope you have found this post helpful. Trust me, it is not an easy subject to write about. I laugh about it now, but it was a really hard lesson to live through and get over. I hope that by sharing these life lessons and the things that helped me get to where I am now, I can help people avoid expensive and unnecessary mistakes. These are books that have helped me in business and finance. I have a few other great ones for life and purpose in general. Let me know your thoughts! 




Speaking of thousands... Do you want $10,000 worth of free advice?  Click here!


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  • Wow loved it!!

    • Fer
  • Hands down!!! One of your best lessons thus far (Girl, you know there’s not much you can do wrong in my eyes…simpatico). The money is almost ALWAYS there…But, as the old saying goes, “You can’t have your cake…

    • Bonni
  • Wow!! Great Article I’m definitely that girl with a $6 dollar coffee per day habit which I know has to end. It really does add up not counting eating out everyday etc… Love the article thank you for the book recommendations…

    • Tania Gonzalez
  • LOVED IT!!

    • Yo